Key Features to Check.
Published
Room Rent Limits: Pick a plan with no room rent sub-limits so your overall hospital bill is not proportionally cut.
Co-Payment: Avoid mandatory co-pay clauses where you have to pay a percentage of the medical bill out of pocket.
Waiting Periods: Check the duration required before pre-existing diseases or specific illnesses are covered.
Network Hospitals: Ensure your preferred local hospitals are part of the insurer's cashless network.
Consumables Cover: Look for coverage on non-medical items like PPE kits and gloves, which often add up in hospital bills.
